Wednesday, June 22, 2011

BEWARE OF SCAMMERS

Complements of

Roger Morris and Associates
RE/MAX Preferred Group
401 Crescent Ave.
Cincinnati, Oh. 45215
rmorris.remax@zoomtown.com
Rogers Cell: 513-325-1025
Rogers I-Fax: 513-842-7853
Web: www.mlscincyohio.com
Blog: http://greatercincyrealestate.blogspot.com/


Unable to make your mortgage payments?
Worried that you might face foreclosure?
Looking for legitimate advice and assistance?


                            
BEWARE OF:




DON’T BE MISLED. Scammers are targeting homeowners who are struggling because of unemployment, illness, injuries and excessive debts. These scammers cost consumers thousands of dollars and put them at further risk of losing their homes. According to the U.S. Department of Housing and Urban Development, these are the SIX RED FLAGS to indicate you’re dealing with a loan modification scammer.
                                               
                          
UPFRONT FEES – Advisers who seek payment in advance to work with your lender to address your mortgage issues usually just take your money, disappear, and do little or nothing to help save your home.

BOGUS GUARANTEES – Legitimate HUD-approved counselors promise only that they will try their very best to help you. No counselor has the power to modify your loan or stop the foreclosure.

REDIRECTED PAYMENTS – Make your mortgage payments only to your lender. Scammers often tell people to pay them instead. They simply take your money and put you even further behind.

MISLEADING DOCUMENTS – Know what you are signing before you sign it. If you’re pushed to sign something without reading it or understanding it, stop. If you sign, you could be giving away your home.

TMI (TOO MUCH INFORMATION) – Do not share financial information online or over the phone with unknown entities. Provide such data only to your lender or to a HUD-approved counseling agency.

"GOVERNMENT" TAG – Be cautious with anyone claiming to act for the government. To see if you qualify for the various available government programs, just ask your lender or a HUD-approved counselor.

IF YOU NEED HELP, CALL NOW!

Assistance Available in Hamilton County:
CCCS of The Midwest
Cincinnati Office
9545 Kenwood Road
Suite 204
Cincinnati, Ohio 45242
Phone: 513-366-4500
Working in Neighborhoods
1814 Dreman Avenue
Cincinnati, Ohio 45223
Phone: 513-541-4109
Housing Opportunities Made Equal
2400 Reading Road
Suite 118
Cincinnati, Ohio 45202
Phone: 513-721-4663

Publication created by Housing Opportunities Made Equal through a grant from the U.S. Department of Housing and Urban Development